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18-Dec-2017 22:23

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Sometimes, the victims even receive a call from a collection agency for an unpaid debt incurred using the child’s identification.As a consequence of late detection and reluctance to prosecute a relative or family friend for these crimes, 17% of the children cited in the ITAC study were victimized for a year or longer.There seems to be no shortage of valuable information about “adult” identity theft, including a vast amount of crime statistics and prevention advice, yet such information about ID thieves targeting children — though at times equally damaging to the victim and often taking much longer to resolve — has received much less of the spotlight.

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In regards to your situation, the good news is that you do have options and if you can take either an interest free credit card, or a low interest personal loan and use that to clear your mother’s credit card that is a good choice.Write down all her incomes, then list her priority outgoings such as any rent or mortgage, utilities, food, travel and so on - put what she needs to spend on these items, not what she is actually spending if she is cutting back to prioritise the card repayments. If the analysis shows that her disposable income is not sufficient to cover the repayments on the credit card then your mother should contact the credit card company, explain that she is in financial difficulty - enclose the income and expenditure analysis - and ask them to freeze further interest and charges.



He had a reason for everything: “I don’t have a job yet because I just moved here from New York.” “I had to borrow money from my friend because I needed gas to look for jobs, so now I need to pay him back.” “I’ll have money coming in this weekend from my parents, I just need to get by until then.” The list goes on. He later told me about his son, who was conceived AFTER he got out of the Navy.… continue reading »


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